About
Us
Home Equity &
Second Mortgage Loans programs are offered
by the lending network where the nation's top Mortgage
banks and Brokers compete to earn your business.
We offer a wide variety of mortgage
products that include fixed rate equity loans, variable
rate lines of credit to first mortgages, all of which
are customized to each borrower's specific needs and
qualifications.
Presently we
accept applications in 49 states.
We have loan options for all states, except
for Texas. Home Equity & Second
Mortgage Loans.com's mission is to offer the most
competitive mortgage loan programs in the United States.
We're
licensed in the following states: Alaska,
Ark., Calif., Colorado., Conn., Fl., Hi., Id., Ind.,
Iowa, Kent., Minn., Miss., Missouri, Mont., NH, New
Mex., OK, Oregon, S.D., Tenn., Utah, & Wyoming.
After completing a loan application,
a Sr. Loan Officer will be able to analyze your credit
report and assess your information to determine the
programs and interest rates available to you. The
interest rates will be determined by your credit history,
loan amount, loan-to-value ratio, property specifics
and any rate reduction options that you select. The
term, or length of loan ranges from 10 to 30 years.