About Us

Home Equity & Second Mortgage Loans programs are offered by the lending network where the nation's top Mortgage banks and Brokers compete to earn your business.

We offer a wide variety of mortgage products that include fixed rate equity loans, variable rate lines of credit to first mortgages, all of which are customized to each borrower's specific needs and qualifications.

Presently we accept applications in 49 states. We have loan options for all states, except for Texas. Home Equity & Second Mortgage Loans.com's mission is to offer the most competitive mortgage loan programs in the United States.

We're licensed in the following states: Alaska, Ark., Calif., Colorado., Conn., Fl., Hi., Id., Ind., Iowa, Kent., Minn., Miss., Missouri, Mont., NH, New Mex., OK, Oregon, S.D., Tenn., Utah, & Wyoming.

After completing a loan application, a Sr. Loan Officer will be able to analyze your credit report and assess your information to determine the programs and interest rates available to you. The interest rates will be determined by your credit history, loan amount, loan-to-value ratio, property specifics and any rate reduction options that you select. The term, or length of loan ranges from 10 to 30 years.


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